1 XRP to XLM - Convert Ripple to Stellar

Looking at the 30-day window, the XRP/XLM pair traded in a range of 0.150436 to 0.179173. The monthly average was 0.164662 with 4.6% volatility. This downward movement of 3% suggests significant momentum in the XRP/XLM exchange rate.

The current mid-market exchange rate is 1 XRP = 0.000000 XLM, updated as of July 3, 2026, 6:46 AM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Ripple to Stellar Exchange Rate

The XRP/XLM exchange rate tells you how many Stellar (XLM) you receive for every Ripple (XRP). At the current mid-market rate of 1 XRP = 0.000000 XLM, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

What Affects the XRP to XLM Rate

Exchange rates between Ripple and Stellar are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the XRP/XLM rate fluctuates throughout trading sessions and over longer time periods.

How to Get the Best XRP to XLM Rate

To minimize conversion costs, compare the rate offered by your bank or transfer service against the mid-market rate shown on this page. Online money transfer services and fintech apps often provide rates 2-3% better than traditional banks. For larger amounts, the savings from finding a competitive rate can be substantial. Always check the total cost including both the exchange rate markup and any fixed fees charged by the provider.

XRP/XLM for Travelers and Businesses

Whether you are traveling, sending money internationally, or managing business payments, the XRP to XLM rate directly affects your costs. Travelers should compare airport exchange counters, city center bureaux, and card-based options before converting. Businesses managing recurring cross-border payments benefit from setting up rate alerts and locking in favorable rates when they appear. The conversion table on this page helps you quickly reference common amounts.

Reverse Rate: XLM to XRP

The reverse exchange rate is 1 XLM = 0.000000 XRP. This is useful if you are starting with Stellar and want to know how much Ripple you will receive. Both the forward and reverse rates update simultaneously every 15 minutes on this page. You can also visit our dedicated XLM to XRP converter for the reverse direction.