1 HNL to GHS - Convert Honduran Lempira to Ghanaian Cedi

Looking at the 30-day window, the HNL/GHS pair traded in a range of 0.422800 to 0.444100. The monthly average was 0.433823 with 1.54% volatility. The relatively low volatility indicates stable trading conditions for the HNL/GHS currency pair.

The current mid-market exchange rate is 1 HNL = 0.423233 GHS, updated as of July 3, 2026, 6:31 AM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Honduran Lempira to Ghanaian Cedi Exchange Rate

The HNL/GHS exchange rate tells you how many Ghanaian Cedi (GHS) you receive for every Honduran Lempira (HNL). At the current mid-market rate of 1 HNL = 0.423233 GHS, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

Understanding the HNL/GHS Conversion

Converting Honduran Lempira to Ghanaian Cedi involves the mid-market rate, which represents the midpoint between what buyers are willing to pay and what sellers are asking. Banks and money transfer services typically add a markup of 1-4% above this rate. By checking the live mid-market rate on this page before making any conversion, you can evaluate how competitive any quoted rate truly is and avoid paying more than necessary for your currency exchange.

What Affects the HNL to GHS Rate

Exchange rates between Honduran Lempira and Ghanaian Cedi are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the HNL/GHS rate fluctuates throughout trading sessions and over longer time periods.

How to Get the Best HNL to GHS Rate

To minimize conversion costs, compare the rate offered by your bank or transfer service against the mid-market rate shown on this page. Online money transfer services and fintech apps often provide rates 2-3% better than traditional banks. For larger amounts, the savings from finding a competitive rate can be substantial. Always check the total cost including both the exchange rate markup and any fixed fees charged by the provider.

Mid-Market Rate Explained

The mid-market rate of 1 HNL = 0.423233 GHS shown on this page is the fairest available exchange rate. It sits exactly between the buy and sell prices quoted by major financial institutions. No single provider can offer exactly the mid-market rate since their business model requires a small spread, but the best providers come within 0.5-1% of this benchmark. Use our rate as your comparison baseline.

Reverse Rate: GHS to HNL

The reverse exchange rate is 1 GHS = 2.3628 HNL. This is useful if you are starting with Ghanaian Cedi and want to know how much Honduran Lempira you will receive. Both the forward and reverse rates update simultaneously every 15 minutes on this page. You can also visit our dedicated GHS to HNL converter for the reverse direction.