1 HRK to PAB - Convert Croatian Kuna to Panamanian Balboa

Looking at the 30-day window, the HRK/PAB pair traded in a range of 0.149800 to 0.161300. The monthly average was 0.155151 with 1.97% volatility. This downward movement of 2.5% suggests significant momentum in the HRK/PAB exchange rate.

The current mid-market exchange rate is 1 HRK = 0.151623 PAB, updated as of July 3, 2026, 7:44 AM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Croatian Kuna to Panamanian Balboa Exchange Rate

The HRK/PAB exchange rate tells you how many Panamanian Balboa (PAB) you receive for every Croatian Kuna (HRK). At the current mid-market rate of 1 HRK = 0.151623 PAB, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

What Affects the HRK to PAB Rate

Exchange rates between Croatian Kuna and Panamanian Balboa are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the HRK/PAB rate fluctuates throughout trading sessions and over longer time periods.

How to Get the Best HRK to PAB Rate

To minimize conversion costs, compare the rate offered by your bank or transfer service against the mid-market rate shown on this page. Online money transfer services and fintech apps often provide rates 2-3% better than traditional banks. For larger amounts, the savings from finding a competitive rate can be substantial. Always check the total cost including both the exchange rate markup and any fixed fees charged by the provider.

Historical HRK/PAB Trends

The HRK/PAB exchange rate has fluctuated over time in response to economic cycles, policy changes, and global events. Reviewing historical charts helps identify whether the current rate is relatively favorable or unfavorable compared to recent averages. The 30-day, 90-day, and 1-year chart views on this page provide visual context for understanding where today's rate sits within the broader trend.

Sending Money from HRK to PAB

International money transfers from Croatian Kuna to Panamanian Balboa can be made through banks, online transfer services, or specialist forex brokers. Transfer times range from instant to several business days depending on the corridor and provider. Online services like Wise, Revolut, and OFX typically offer better rates and lower fees than traditional bank wire transfers, though availability varies by country and currency pair.

Mid-Market Rate Explained

The mid-market rate of 1 HRK = 0.151623 PAB shown on this page is the fairest available exchange rate. It sits exactly between the buy and sell prices quoted by major financial institutions. No single provider can offer exactly the mid-market rate since their business model requires a small spread, but the best providers come within 0.5-1% of this benchmark. Use our rate as your comparison baseline.