1 PAB to XLM - Convert Panamanian Balboa to Stellar

Looking at the 30-day window, the PAB/XLM pair traded in a range of 0.143398 to 0.171085. The monthly average was 0.156479 with 5.05% volatility. This downward movement of 13.4% suggests significant momentum in the PAB/XLM exchange rate.

The current mid-market exchange rate is 1 PAB = 0.000000 XLM, updated as of July 3, 2026, 12:21 PM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Panamanian Balboa to Stellar Exchange Rate

The PAB/XLM exchange rate tells you how many Stellar (XLM) you receive for every Panamanian Balboa (PAB). At the current mid-market rate of 1 PAB = 0.000000 XLM, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

Understanding the PAB/XLM Conversion

Converting Panamanian Balboa to Stellar involves the mid-market rate, which represents the midpoint between what buyers are willing to pay and what sellers are asking. Banks and money transfer services typically add a markup of 1-4% above this rate. By checking the live mid-market rate on this page before making any conversion, you can evaluate how competitive any quoted rate truly is and avoid paying more than necessary for your currency exchange.

What Affects the PAB to XLM Rate

Exchange rates between Panamanian Balboa and Stellar are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the PAB/XLM rate fluctuates throughout trading sessions and over longer time periods.

PAB/XLM for Travelers and Businesses

Whether you are traveling, sending money internationally, or managing business payments, the PAB to XLM rate directly affects your costs. Travelers should compare airport exchange counters, city center bureaux, and card-based options before converting. Businesses managing recurring cross-border payments benefit from setting up rate alerts and locking in favorable rates when they appear. The conversion table on this page helps you quickly reference common amounts.

Using the PAB/XLM Calculator

The free calculator at the top of this page converts any amount between Panamanian Balboa and Stellar instantly using live market data. Simply enter an amount in either currency to see the converted value in the other. The tool also shows a conversion table for common amounts, a historical rate chart, and the inverse XLM/PAB rate. Bookmark this page to check the rate whenever you need a quick reference for planning transfers or purchases.

Reverse Rate: XLM to PAB

The reverse exchange rate is 1 XLM = 0.000000 PAB. This is useful if you are starting with Stellar and want to know how much Panamanian Balboa you will receive. Both the forward and reverse rates update simultaneously every 15 minutes on this page. You can also visit our dedicated XLM to PAB converter for the reverse direction.