1 TOP to XLM - Convert Tongan Pa'anga to Stellar

Looking at the 30-day window, the TOP/XLM pair traded in a range of 0.150436 to 0.179173. The monthly average was 0.164742 with 4.58% volatility. The relatively low volatility indicates stable trading conditions for the TOP/XLM currency pair.

The current mid-market exchange rate is 1 TOP = 0.000000 XLM, updated as of July 3, 2026, 3:50 PM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Tongan Pa'anga to Stellar Exchange Rate

The TOP/XLM exchange rate tells you how many Stellar (XLM) you receive for every Tongan Pa'anga (TOP). At the current mid-market rate of 1 TOP = 0.000000 XLM, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

Understanding the TOP/XLM Conversion

Converting Tongan Pa'anga to Stellar involves the mid-market rate, which represents the midpoint between what buyers are willing to pay and what sellers are asking. Banks and money transfer services typically add a markup of 1-4% above this rate. By checking the live mid-market rate on this page before making any conversion, you can evaluate how competitive any quoted rate truly is and avoid paying more than necessary for your currency exchange.

What Affects the TOP to XLM Rate

Exchange rates between Tongan Pa'anga and Stellar are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the TOP/XLM rate fluctuates throughout trading sessions and over longer time periods.

TOP/XLM for Travelers and Businesses

Whether you are traveling, sending money internationally, or managing business payments, the TOP to XLM rate directly affects your costs. Travelers should compare airport exchange counters, city center bureaux, and card-based options before converting. Businesses managing recurring cross-border payments benefit from setting up rate alerts and locking in favorable rates when they appear. The conversion table on this page helps you quickly reference common amounts.

Mid-Market Rate Explained

The mid-market rate of 1 TOP = 0.000000 XLM shown on this page is the fairest available exchange rate. It sits exactly between the buy and sell prices quoted by major financial institutions. No single provider can offer exactly the mid-market rate since their business model requires a small spread, but the best providers come within 0.5-1% of this benchmark. Use our rate as your comparison baseline.