1 XLM to USDT - Convert Stellar to Tether

Looking at the 30-day window, the XLM/USDT pair traded in a range of 0.998534 to 0.999917. The monthly average was 0.999377 with 0.05% volatility. The relatively low volatility indicates stable trading conditions for the XLM/USDT currency pair.

The current mid-market exchange rate is 1 XLM = 0.000000 USDT, updated as of July 3, 2026, 6:46 AM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Stellar to Tether Exchange Rate

The XLM/USDT exchange rate tells you how many Tether (USDT) you receive for every Stellar (XLM). At the current mid-market rate of 1 XLM = 0.000000 USDT, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

What Affects the XLM to USDT Rate

Exchange rates between Stellar and Tether are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the XLM/USDT rate fluctuates throughout trading sessions and over longer time periods.

How to Get the Best XLM to USDT Rate

To minimize conversion costs, compare the rate offered by your bank or transfer service against the mid-market rate shown on this page. Online money transfer services and fintech apps often provide rates 2-3% better than traditional banks. For larger amounts, the savings from finding a competitive rate can be substantial. Always check the total cost including both the exchange rate markup and any fixed fees charged by the provider.

XLM/USDT for Travelers and Businesses

Whether you are traveling, sending money internationally, or managing business payments, the XLM to USDT rate directly affects your costs. Travelers should compare airport exchange counters, city center bureaux, and card-based options before converting. Businesses managing recurring cross-border payments benefit from setting up rate alerts and locking in favorable rates when they appear. The conversion table on this page helps you quickly reference common amounts.

Sending Money from XLM to USDT

International money transfers from Stellar to Tether can be made through banks, online transfer services, or specialist forex brokers. Transfer times range from instant to several business days depending on the corridor and provider. Online services like Wise, Revolut, and OFX typically offer better rates and lower fees than traditional bank wire transfers, though availability varies by country and currency pair.