1 USDT to XLM - Convert Tether to Stellar

Looking at the 30-day window, the USDT/XLM pair traded in a range of 0.150436 to 0.179173. The monthly average was 0.164662 with 4.6% volatility. This downward movement of 3% suggests significant momentum in the USDT/XLM exchange rate.

The current mid-market exchange rate is 1 USDT = 0.000000 XLM, updated as of July 3, 2026, 9:03 PM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

Tether to Stellar Exchange Rate

The USDT/XLM exchange rate tells you how many Stellar (XLM) you receive for every Tether (USDT). At the current mid-market rate of 1 USDT = 0.000000 XLM, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

What Affects the USDT to XLM Rate

Exchange rates between Tether and Stellar are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the USDT/XLM rate fluctuates throughout trading sessions and over longer time periods.

Using the USDT/XLM Calculator

The free calculator at the top of this page converts any amount between Tether and Stellar instantly using live market data. Simply enter an amount in either currency to see the converted value in the other. The tool also shows a conversion table for common amounts, a historical rate chart, and the inverse XLM/USDT rate. Bookmark this page to check the rate whenever you need a quick reference for planning transfers or purchases.

Stellar Overview

Stellar (XLM) is a payment-focused blockchain designed to connect the unbanked to the global financial system. It partners with MoneyGram, Circle (USDC), and various central banks. The XLM exchange rate against USDT reflects relative economic conditions between the two currency areas.

Mid-Market Rate Explained

The mid-market rate of 1 USDT = 0.000000 XLM shown on this page is the fairest available exchange rate. It sits exactly between the buy and sell prices quoted by major financial institutions. No single provider can offer exactly the mid-market rate since their business model requires a small spread, but the best providers come within 0.5-1% of this benchmark. Use our rate as your comparison baseline.

Reverse Rate: XLM to USDT

The reverse exchange rate is 1 XLM = 0.000000 USDT. This is useful if you are starting with Stellar and want to know how much Tether you will receive. Both the forward and reverse rates update simultaneously every 15 minutes on this page. You can also visit our dedicated XLM to USDT converter for the reverse direction.