1 USD to XRP - Convert US Dollar to Ripple

Looking at the 30-day window, the USD/XRP pair traded in a range of 1.288823 to 1.484456. The monthly average was 1.383470 with 3.62% volatility. This downward movement of 7.5% suggests significant momentum in the USD/XRP exchange rate.

The current mid-market exchange rate is 1 USD = 0.877193 XRP, updated as of June 19, 2026, 12:23 AM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

US Dollar to Ripple Exchange Rate

The USD/XRP exchange rate tells you how many Ripple (XRP) you receive for every US Dollar (USD). At the current mid-market rate of 1 USD = 0.877193 XRP, this pair reflects live supply and demand conditions on the global foreign exchange market. The rate updates every 15 minutes on this page, giving you the most current data available.

What Affects the USD to XRP Rate

Exchange rates between US Dollar and Ripple are influenced by central bank interest rate decisions, inflation differentials, trade balances, and broader economic data releases from both countries. Political stability, commodity prices, and global risk sentiment can also cause significant moves. Monitoring these factors helps explain why the USD/XRP rate fluctuates throughout trading sessions and over longer time periods.

Historical USD/XRP Trends

The USD/XRP exchange rate has fluctuated over time in response to economic cycles, policy changes, and global events. Reviewing historical charts helps identify whether the current rate is relatively favorable or unfavorable compared to recent averages. The 30-day, 90-day, and 1-year chart views on this page provide visual context for understanding where today's rate sits within the broader trend.

Sending Money from USD to XRP

International money transfers from US Dollar to Ripple can be made through banks, online transfer services, or specialist forex brokers. Transfer times range from instant to several business days depending on the corridor and provider. Online services like Wise, Revolut, and OFX typically offer better rates and lower fees than traditional bank wire transfers, though availability varies by country and currency pair.

Using the USD/XRP Calculator

The free calculator at the top of this page converts any amount between US Dollar and Ripple instantly using live market data. Simply enter an amount in either currency to see the converted value in the other. The tool also shows a conversion table for common amounts, a historical rate chart, and the inverse XRP/USD rate. Bookmark this page to check the rate whenever you need a quick reference for planning transfers or purchases.