1 XRP to USD - Convert Ripple to US Dollar

Looking at the 30-day window, the XRP/USD pair traded in a range of 1.285100 to 1.375200. The monthly average was 1.333265 with 1.81% volatility. The relatively low volatility indicates stable trading conditions for the XRP/USD currency pair.

The current mid-market exchange rate is 1 XRP = 0.000000 USD, updated as of June 18, 2026, 10:22 PM UTC. Mid-market rates represent the fairest available rate and are the midpoint between buy and sell prices on global currency markets. Actual transaction rates from banks or money transfer services may include a markup above this rate.

XRP to US Dollar Price

XRP is the native token of the XRP Ledger, designed for fast, low-cost international payments. Created by Ripple Labs, XRP transactions settle in 3-5 seconds at near-zero cost, making it one of the most efficient payment rails in crypto. The token partial legal victory against the SEC in 2023 removed significant regulatory uncertainty and reignited institutional interest.

Ripple and Cross-Border Payments

Ripple partners with hundreds of financial institutions globally to facilitate cross-border payments using On-Demand Liquidity (ODL), which uses XRP as a bridge currency. Instead of maintaining pre-funded accounts in destination currencies (nostro/vostro), banks can convert through XRP in seconds. This frees up billions in trapped capital across the traditional banking system.

XRP Supply and Distribution

Total supply is capped at 100 billion XRP, with roughly 54 billion in circulation. Ripple holds a significant portion in escrow, releasing up to 1 billion monthly. This controlled release schedule provides transparency about future supply. The XRP Ledger uses a consensus mechanism that does not require mining or staking, making it energy-efficient.